Archives for June 15, 2019
The only thing that seems to be constant is… change.
Greek philosopher, known for his doctrine of change being central to the universe and the fundamental order of things
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Oliver is changing. Maybe Oliver changes each day but lately change has been constant and many, myeself included, sometimes think a little too much of simpler times with old chevies and crank telephones.
Change from the traditional Main Street lifestyle came with the advent of a new mall and later a second mall, signals lights – we have three now wow. Then the road to Penticton was improved and more people with more time on their hands shopped elsewhere and the slow death of Main Street began. Highway 97 saw an increase in both local traffic, truckers and those visiting or just passing through.
What positive change – since I was a child, a new community hall, arena, curling rink, expanded park system, FV auditorium and a new high school. A new Hotel, many improvements on the OIB land, a race track, a prison, sewer and water for Rockcliffe and Tuc-elnuit, two new elementary schools.
A major change in agriculture – much orchard land turned into vineyards and much new land to farming seed with roots to grow liquor. More private packinghouses, Oliver the centre of BC Tree Fruits in half of the valley competing with Kelowna. More high density plantings, less or little of the big trees and the 12 foot ladders or the mechanized kangaroo and girette
The new performing theatre has brought more entertainment -same with Medici’s and now the Elks. More parkland for locals in the planning stages and yes a new parade route…..
What social changes have we seen – the 2 kid family and the double income parents. Just not so when I grew up. I think there are more opportunities for kids today but that might be a myth with many people with degrees not able to find top level work. I believe we need a better vocational system that matches need with at least half of the students steered into a trade. Working in a trade can be the ticket to your own business and independence. A university degrees can lead to a high pay super-annuated future and many like that for sure.
What do you make of the opioid crisis. I could point fingers but still hold on to a belief that way to many people have given up to very dangerous – illicit drugs and now we have our Canadian Government more interested in cannabis than helping regular business survive.
I could go on… and on but enough for today – time to listen to you. Maybe your outlook is bright and more thought provoking.
The people of Oliver are so lucky to have a great movie theatre, low cost, comfy seats with tons of room for long legs and big hits come fairly soon, so we can enjoy good shows at a very low cost. Best thing is the very short drive home for most of us.
Same goes for our great live stage at Frank Venables Theatre, probably much admired and yearned for by folk in surrounding districts.
Dave and I have always loved live shows, as teens we went weekly to a club that had one good artist each week. Before the star came on, there were always several other performers who later went on to become stars in their own right.
These weekly outings cost us very little as the club owners were hoping to make their profit on drinks sold. No ID checks in English pubs and clubs in those days, in fact nobody carried ID at all. In 1960’s England, driver’s licenses were a small red book, no photo included. It was quite legal to not carry your license and, if stopped for any driving infraction, you had three days to produce your license to any police station. Infractions earned points and if you collected enough points you went to court and usually lost your driving privileges for a while. Points also increased car insurance rates.
Drinking was not a problem for either Dave or I, neither of us particularly enjoyed the taste of booze and couldn’t afford it anyway. We could make one drink each last all night and enjoy the show and dancing.
When Dave was going to have his 20th birthday, I bought us two tickets to see the Beatles. The Liverpool lads were performing in a theatre just about fifteen miles from our town. I bought tickets for the show and the private bus that took us there for two Pounds each. That is less that $4.00 each. Of course this was 1964 and prices were much lower then, but it was still a really good deal to see the boys. This was still the era of the band wearing Neru jackets and pudding bowl haircuts but it was great to see our idols up close and personal.
Marriage and the arrival of four young daughters stopped our outings to paid entertainment for many years. A meal out and a movie, on our anniversary was about all we could manage for many years. As we aged I got to see many of our favourite personalities on stage at the Orpheum or Q.E. theatres in Vancouver, but those were maybe just once year treats.
I remember enjoying Harry Belafonte and Anne Murray, also the Irish Rovers but my favourite of all was seeing Yul Brynner in his red suit in The King and I. We sat in the balcony of the Q.E. and were just a few feet from him. He had probably played that part thousands of times but, that night, he seemed to be enjoying it as though it was his first time. Watching him whirl his partner, in her huge crinoline dress, around the stage, while they sang “Shall we dance”, will always be one of my WOW moments. I was entranced. The next year he passed away and I was so glad that I had enjoyed his performance while I could.
Since coming to Oliver we have made trips to the coast to enjoy such great shows as Phantom of the Opera and Showboat or ballet performances by visiting companies, but most of our outings are now to local entertainment. The calibre of our local talent, be it SOSS musicals, visiting musicians or amateur plays is amazing, we are indeed blessed at what is available to us in our quiet little town.
I honestly think one of my happiest moments was sitting in the sun, a glass of wine in my hand and watching Abracadabra, an Abba tribute band, play at our own Festival of the Grape. The joy of the music, of dancing on the grass and sitting amongst the splendour of our beautiful environment, was just like heaven on earth. Who could ask for more??
With winter finally behind us, many are taking part in their annual “spring cleaning” rituals. Maybe you are cleaning out your garage, freshening up your garden, planting new flowers or even holding a yard sale to get rid of unwanted items.
And while you are planning on cleaning out your home or wardrobe, why not take a fresh look at your finances too? In this column I’ll be sharing six tips to help you “freshen up” your financial wellbeing.
- Create or update your budget – There is no way you can take control of your finances if you don’t know what it costs to live each month and what each of your expenses are. Creating a budget can seem like an overwhelming task when you start – but you may be surprised how easy and worthwhile it is.
- What can you cut out? – Now that you have created your budget, review each expense to see if there is something you really don’t need. Are there services that you pay for that you don’t use? Could you cut back on your TV subscription or your cell phone package?
- Take control of your debt – The only way to tackle debt is to create and honest and accurate accounting of how much you owe and to who? Make a list of your outstanding balances, the interest rates and lenders and confirm that you have the minimum payment listed for each. Now you can figure if you have the ability to pay extra. Start by making the minimum payment on each debt and any extra put towards the debt with the highest interest rate.
- Review your credit report – On an annual basis you should request your free copy of your credit report form Equifax or TransUnion and review each item and account on it. Many people are surprised to find an account or item that is incorrect – perhaps an account that is closed and still showing open. You don’t want to wait until you’re applying for a mortgage or car loan to discover this error!
- Set your savings to autopilot – Consider automating your savings. Set up your monthly, biweekly or weekly contributions to come out of your bank account automatically. It’s an easy way to ensure your never miss a contribution.
- Make sure you’re protected – An important piece of your financial security is holding adequate insurance. If you have a spouse and children, life insurance may not be enough. If your family relies on you being healthy and able to work, disability and critical illness polices should also be considered.
Spring is a perfect time to sit down with your Certified Financial Planner to review your plan. Make any adjustments that are required and ensure that all your bases are covered.
This column is written by Michelle Weisheit CFP, IG Wealth Management and presents general information only and is not a solicitation to buy or sell any investments. Please contact your own advisor for specific advice about your situation.
Daddy, Are You There?
A wee voice from the nighttime called, “Daddy, are you there?
Is your face turned toward me? If it is I will not care
that the night is dark and fearsome – I’ll just go to sleep again.”
And the voice trailed off in slumber with never a care or pain.
And we who are growing older, as we lay ourselves to rest,
with minds that are distracted and hearts with cares oppressed.
We can still be brave in darkness, and know our Father’s near.
With His face turned toward us we can sleep without a fear.
Composed by A.D. Martin over 50 years ago.
Fathers, you are very important to your children.